I am new in this forum. I have couple of things to know. I am staying in Bangalore. I am looking for a new car, and then saw the Tiago. I loved the car. But the problem is I have heard that Tata service center is not good in Bangalore and the dealers are always fooling and getting more money when you are buy a Tata car. I am not going to talk about any other car company. So, my questions are below:
1. Is it good to buy Tiago in Bangalore?
2. If, yes, then which dealer is good?
3. After sales service which dealer is good?
4. I am planning to take insurance outside not from dealer? which insurance company to look for?
5. What about RTO tax? everyone is quoting almost 78-80K as RTO tax for Tiago XZ version.
6. Dealer is saying Tata stop manufacturing XZ of Tiago w/o Alloy wheel. Not sure how true it is.
7. Planning to go for SBI loan. Any idea how to get it directly from SBI.
Any help will be helpful for me. I am a new buyer and don't know how to negotiate with dealer.
Today I went to Aadya Motors in Bangalore. They gave me offer. It seems they have November 2016 Tiago XZ model and if I go for that they will give me 40K discount. Is it good to go with 2016 Nov model. Please reply.
1. Is it good to buy Tiago in Bangalore?
Reply: Ha ha yes, i have been using it for the past 11 months.
2. If, yes, then which dealer is good?
Reply: KHT is good for swift delivery. I dealt with Prerana, Lalbagh Road.
The sales experience was poor.
3. After sales service which dealer is good?
Reply: This is a mixed bag. I have gained confidence in Prerana, Kudlu Gate. After dealing with few issues, have got hold of few folks in the workshop.
4. I am planning to take insurance outside not from dealer? which insurance company to look for?
Reply: Yes. You have plenty of options. Go for Nationalized insurance companies.
I am with National Insurance.
Try United India Assurance and Oriental insurance for quotes.
First year zero dep insurance costed me 10,836 for and Ex-Shoroom -
4,89,019/- IDV.
5. What about RTO tax? everyone is quoting almost 78-80K as RTO tax for Tiago XZ version.
Reply: It was 70,565/- an year ago.
6. Dealer is saying Tata stop manufacturing XZ of Tiago w/o Alloy wheel. Not sure how true it is.
Reply: Yes, for faster delivery folks are following this.
7. Planning to go for SBI loan. Any idea how to get it directly from SBI.
Reply: Even my car was financed through SBI. Even if you go through the dealer, the process is same. The dealer would give you a form of SBI, after getting all the required documents. You need to plan one visit to the branch. There were no processing loan charges way back then. Only charges were for stamp papers worth 800 Rs. They would do all the documentation. The accounts department would provide you all the assistance. This experience was good with Prerana.
With the SBI you have a flexibility of pre-paying the loan any time. Which is a good option. Apart from the EMI, you can keep paying additional amount, that is credited directly to the principal amount.
Today I went to Aadya Motors in Bangalore. They gave me offer. It seems they have November 2016 Tiago XZ model and if I go for that they will give me 40K discount. Is it good to go with 2016 Nov model.
Reply: Don't fall for this bait, wait for the latest batch model.
My car was manufactured on 23 rd May, reached the dealership yard by 31st May. And i took the delivery on 16th of June last year.
With the GST being rolled out there could be marginal price difference, but there are speculations that road tax might be hiked by respective State Government.