You belong to either of the following two categories. Solutions are given under each case.
Category A : You just want to own a Luxury Car
Under this category, you wouldn't be using Amazon / Flipkart for getting a better deal. If your TV is not working, you would simply buy a new one, instead of trying to repair it.
You would ignore, if you don't get "Refund of Income Tax". You have already booked an "iPone8 Plus or a Sammy Note8". More importantly,
you wouldn't care how much you are going to get for your old M-800. You also won't care about depreciation, difference between moveable / immovable properties, Maintenance Cost, YoY Car Insurance cost, etc. Simply put, money is not a big deal for you.
Solution: Why ask anyone ?
Just buy what your heart desires.
Certain things cannot be enjoyed at a later age.
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Category B : Simple... You don't belong to Category A
Under this category, Rs. 10,000 for a side view mirror or Rs.20,000 for a Bumper, will pinch you. You might feel like banging your head upon hearing the yearly Insurance cost. You prefer to get your iPhone screen replaced at a local shop than at the authorised service center. You have availed the recent Amazon / Flipkart festival offers. You have used the "Coupons Codes" for your OLA / Uber rides to get some discount. You have consulted "N number of people" before buying your Rs. 30,000 mobile. More importantly, you would fight tooth and nail
to get the best exchange price for you M-800.
I hope, you do get the drift.
Solution: When you asked about the
official car cover, I know you belong to Category-B . Cat-B people (
me included) try to get the optimum, if not the best, whenever they open their wallet. They would check the price difference between Amazon and Flipkart (I do
).
We would feel cheated, when the bill is thrust down our throat for minor repair(s).Cat-B people are
NOT cut to own a Luxury Brand Car.
Forget about a Rs. 40 Lakhs Car.
If it is Sedan, I would recommend you to get a "Toyota Corolla or Hyundai Elantra or VW Jetta or VW Passat or Skoda Octavia or Skoda Superb" before trying out cars from Audi / BMW / Volvo.
If you are after a vehicle with high GC, Mahindra's XUV500 comes with a nice 200mm GC. "Ford Endeavour, Toyota Fortuner and Mitsubishi Pajero Sport" will have same or more GC.
It's YOUR Choice...