Re: My "Family Car Hyundai Xcent SX VTVT" Ownership Review
Returning 5500 is good from dealer (which dealer?) side.Did u ask why dealer quoted higher premium? Which insurer is the insurance from? IDV would be approx. 5.9 lk, I think.
ICICI is charging 13k for IDV 6 lk of SX(O). That's why I am thinking of outside insurance. But if dealer can provide in 14-15k. Iam ok as it will be hassle free while claiming.
I am also in favour of taking insurance from outside from companies like HDFC Ergo or ICICI Lombard with which we have good experience in taking claims.
But Koncept Hyundai does not agree with point as the car is in waiting and we need the car early so we have gone with their insurance only.
Insurer is Liberty Videocon Insurance and Koncept Hyundai is the dealer.
I got a total premium of Rs. 18,100 with zero dep. cover.
Libert Videocon is also good, few days back at GT Karnal road I met with an accident in which my left taillight got broken and paint also have gone from left side of rear bumper. Its good experience with them also but all dealers does not have cashless facility of the same.
I think you should take the insurance from outside as it will save your money. Please do take zero dep. cover for your car as it saves your money like I have saved around 4000 of mine in the claim due to zero dep.