Hi Guys, I think I have been scammed a bit. The ex show room price quoted in the commitment form was 5.98 lakhs. What they have done in the sales invoice is depreciate the car by 5% and showed 5.68 lakhs. Consequently the insurance is also on the IDV of 5.68 lakhs coming to some 14k(as opposed to 25k). Was this done solely to pay a lesser premium? As far as the insurance is concerned I believe depreciation of 5% on delivery is the norm, what is worrying me is the invoice value? Is that a concern, I know I should have been more vigilant while taking delivery.