Ownership Review: Polo 1.2 TDI Comfortline Diesel (100K Crossed)

[polotdicl]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Thanks GM88 for your kind words, i am sorry for being so late on your thread good to see you enjoying your Polo too, this car surely built to last.

Not much change in engine refinement i am expecting some changes after fist service, i liked the light steering and short throw gear stick but i must admit that clutch of diesel cars are hard compare to petrol counterparts.

No pre service checkup was done till date (except from oil check up before my Amritsar trip), i usually check engine and other oil levels my self secondarily there is a provision for warning lights in all cars if some wrong occurs they will glow :)



Thanks for your kind words polotdicl, look premium is calculated based on the valuation of the car made by insurance company considering the depreciation. If you made some accidental claim you loose NCB (No claim bonus) which is just 20% of total premium amount you can accumulate NCB till five year or so for more discounts which is at max 40-50% of premium.

If you can bear with scratches then i suggest you to avoid insurance claim because paint work decreases the resale value of car in short run, but if you plan to keep this car for long and you are now more confident about your driving (this car in particular) then you can claim the insurance cover.

Hi tough guy. I had visited the workshop guys and after some discussion they had estimated like 13k rs. So what do you think like taking the insurance claim or bare my self. Tomorrow i will be visiting another workshop and find out the estimated amount.
One more thing if i claim the insurance now and latter if have to claim one more time in this year only than also i will get the full claim, or some amount of the claim ?

 

[Rightnow]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Hi tough guy. I had visited the workshop guys and after some discussion they had estimated like 13k rs.

can you tell us what is the damage to car. If they are quoting 13k then I think you wont get much difference if done from outside too. I would advise you to go for claiming the insurance and get the repair done by VW.

About the claim, you would get full claim both the times. As far as I know, two claims are allowed under zero dep, and another under non zero dep. So, a total of three claims in an year are allowed. Better speak to your insurance provider.
But I am sure that you will get full claim for first two claims

 

[ToughGuy]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Hi tough guy. I had visited the workshop guys and after some discussion they had estimated like 13k rs. So what do you think like taking the insurance claim or bare my self. Tomorrow i will be visiting another workshop and find out the estimated amount.
One more thing if i claim the insurance now and latter if have to claim one more time in this year only than also i will get the full claim, or some amount of the claim ?

If this is the case then i suggest you to go for insurance claim and recommend you to carry out repair works from VW authorized service center only.

You have to pay 500 bucks for access fees and few more bucks for consumables (would be nominal in your case) rest of the amount will be paid by insurance company directly.

You will get full amount reimbursement on your future claims too even if they falls in the same year, you can confirm from your insurance provider about the number of claims you can make in a year.

Regards

 

[leGend_riDer]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

@ Tough Guy Congrats on your polo though a lil late. Have made the same choice as you in booking a Silver Polo TDi. Delivery is tommorow at 5:30 pm i know the question I am going to ask has been debated a lot but anyway i tot i'd hear it from an owner himself. The turbo lag in the polo TDi, is it that bad? I have been looking up these forums and its causing me a bit of concern.

 

[polotdicl]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

@ Tough Guy Congrats on your polo though a lil late. Have made the same choice as you in booking a Silver Polo TDi. Delivery is tommorow at 5:30 pm i know the question I am going to ask has been debated a lot but anyway i tot i'd hear it from an owner himself. The turbo lag in the polo TDi, is it that bad? I have been looking up these forums and its causing me a bit of concern.

Hi legend congrats for ur silver polo same pinch i too have a silver polo the car is excellent no doubt about that. As your worried about the turbo lag may be that should not be much concern when u pass the 1800 rpm then the turbo gets on then u can feel the power. You will not regret ur choice i bet you that.

 

[polotdicl]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

If this is the case then i suggest you to go for insurance claim and recommend you to carry out repair works from VW authorized service center only.

You have to pay 500 bucks for access fees and few more bucks for consumables (would be nominal in your case) rest of the amount will be paid by insurance company directly.

You will get full amount reimbursement on your future claims too even if they falls in the same year, you can confirm from your insurance provider about the number of claims you can make in a year.

Regards

Thanks tough guy. Yes i have consulted the VW work shop guys they have estimated the amount. May be tomorrow i will go another VW work shop and ask them about the estimated amount and decide where to give. Mean while please find the pics below for the damage.

Dont mind for posting pics in ur thread.

Seeing these pictures, really the repair work takes 13k i am not sure.

 

[polotdicl]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

There are scratches and only some dent that to not big. From bumper to door there are scratches u can see in the last picture, I don't no why they are quoting that much..

 

[Rightnow]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Looking at the damage, I don't think it should cost 13k. Thats simply too much

Please get some more details, like what all they would do and how- paint, taking the part off from car body, repair etc.

You should contact other VW dealers too.

 

[ToughGuy]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Thanks tough guy. Yes i have consulted the VW work shop guys they have estimated the amount. May be tomorrow i will go another VW work shop and ask them about the estimated amount and decide where to give. Mean while please find the pics below for the damage.

Dont mind for posting pics in ur thread.

Seeing these pictures, really the repair work takes 13k i am not sure.

Ok, i got similar scratches on my front bumper this surely hampers look of the car, i am not sure the damage in pics above are of only front bumpers and one side of body panel.

1) Each bumper repainting work will cost 3.5K without polish cost (material)
2) Each panel or door repainting work will cost you 3.5K without polish cost (material)

Check my previous post for bills of repair work on this thread.

Calculate the cost based on the above estimates, generally insurance firm gave claim on one side of the car per access either left or right, if you go for both side panel repainting work then they may push you for double access fee for insurance claim so beware and convince them for single access like i did twice :)

 

[polotdicl]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Ok, i got similar scratches on my front bumper this surely hampers look of the car, i am not sure the damage in pics above are of only front bumpers and one side of body panel.

1) Each bumper repainting work will cost 3.5K without polish cost (material)
2) Each panel or door repainting work will cost you 3.5K without polish cost (material)

Check my previous post for bills of repair work on this thread.

Calculate the cost based on the above estimates, generally insurance firm gave claim on one side of the car per access either left or right, if you go for both side panel repainting work then they may push you for double access fee for insurance claim so beware and convince them for single access like i did twice :)

Hi tough guy i have got the scratches on rear left side bumper and rear left door and some dent on the wheel arches you can see it in the pic. These damage is on only left rear. According to you the repair work may not cross 10k mark but these vw work shop guys are quota ting more than 13k.

One more thing if i claim the insurance now and in future if i want to claim the insurance in this year only then it will be full claim or some part of the claim. I mean to say How many number of times can i full claim the insurance in one particular year or there will be any restrictions mine is BHARATI AXA Insurance
with nil depreciation.

 

[leGend_riDer]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Hi legend congrats for ur silver polo same pinch i too have a silver polo the car is excellent no doubt about that. As your worried about the turbo lag may be that should not be much concern when u pass the 1800 rpm then the turbo gets on then u can feel the power. You will not regret ur choice i bet you that.

Thank you buddy. yup the cars amazing took delivery yesterday, one funny thing happened, did not know polo had only one reverse light i tried acting smart but the showroom lady told me it was an European standard felt stupid

 

[polotdicl]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Thank you buddy. yup the cars amazing took delivery yesterday, one funny thing happened, did not know polo had only one reverse light i tried acting smart but the showroom lady told me it was an European standard felt stupid

hearty congratulations legend. very good to know u got delivery of polo. ye this thing had happened to me also very first time. So what is ur model comfort line or high line ? What freebies did the dealer offered you ? Why dont you start your own thread and add some pics and review of the dealer and the car too..

Waitinf for pics man...

 

[leGend_riDer]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

hearty congratulations legend. very good to know u got delivery of polo. ye this thing had happened to me also very first time. So what is ur model comfort line or high line ? What freebies did the dealer offered you ? Why dont you start your own thread and add some pics and review of the dealer and the car too..

Waitinf for pics man...

Will do tat soon by wednesday... hectic few days at work.. btw is the gear knob on your polo chrome finished..?

 

[polotdicl]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Will do tat soon by wednesday... hectic few days at work.. btw is the gear knob on your polo chrome finished..?

The chrome finish is only in the high line model.

 

[polo_owner]

Re: Ownership Review: Polo 1.2 TDI Comfortline (Diesel)

Hi,

I too own a Polo 1.2 TDI (Diesel). I bought it in April 2012 and have driven around 2k km since.

In the morning when I start the car it takes a lot of time to start and shakes a lot.

Since last 2 weeks occasionally the check engine oil light blinks when starting with a loud beep. It has happened 4-5 times. I have checked the oil levels they are ok.

It happens only when I am starting the car after a long time like overnight or in the evening after a long while (8-10 hours).

I took the car to workshop last week, they checked and said everythign seems to be ok, they added some 50ml of oil as well. The coolant level had came down to minimum level, they filled it up as well.

But today again I faced the same issue. Is this normal anyone else experiencing the same problem? Should I be worried? What should I do