Hey Jammy! I really need your help on a couple of issues here. We're planning to get a 1.2 EXi Petrol Figo soon but I read some ownership reports on other forums and came to know about the Figo's poor ground clearance when it is fully loaded as well as the issue with the Figo's insubstantial bumpers (which many people say are downright useless and in case of a shunt, will cause huge damage to the radiator and the condenser) I'd like to have your opinion on this, because these are two big deterrents in what is otherwise a complete package for our family. Your help will prove to be invaluable here.
Regarding the ground clearance, yes, the clearance is on the lower side. It means that when you take on humps, you need to go real slow. This should not be a point of concern since I have see lot of non Figo cars go slower than me over humps. Some of these were big luxury cars.
I have experienced the scrapping only on humps which are abnormally high or there is kind of pit either before or after the hump.
Regarding the bumpers, it is true that they are not the strongest but they should hold on
reasonably in case of a shunt. Shunt can be of variable magnitude and there is no saying what can a shunt to do any car!
Obviously, no one can say that other cars will be fine after a shunt, can they? as nobody can tell the intensity of a shunt before it happens.
I suggest you not to base your decision on these points. Instead look at the other more significant features like handling, suspension, engine, comfort, FE, etc. I am sure you would have looked at these things.