Thread Starter
#16
I am using TATA-AIG insurance for both safari and verna!! Have not made any claims till now!! Hope all you guys also don't have to!!!![[;)]](https://www.theautomotiveindia.com/forums/images/smilies/Wink.gif "Wink [;)]")
![[:)]](https://www.theautomotiveindia.com/forums/images/smilies/Smile.gif "Smile [:)]")
Best Car & Bike Insurance Company in India?
- Thread Starter RSM
- Start date
Isn't Tata-AIG is costlier than Bajaj or ICICI??
I think one needs to go for only that service provider which can provide cash-less claims ... this is normally specific to the manufacturer, and sometimes the dealership also.
If you are sure that your vehicle will typically go only to the same dealership every time there is an issue, it is worth searching for this option, even if the premiums are marginally higher.
I have Chola for my wife's Innova, and am happy with the service so far.
If you are sure that your vehicle will typically go only to the same dealership every time there is an issue, it is worth searching for this option, even if the premiums are marginally higher.
I have Chola for my wife's Innova, and am happy with the service so far.
Thread Starter
#19
I agree with you Aditya. Cash-less facility is great to have. I have used this facility.
I checked when i took, even if the dealer was giving Tata-AIG, i had taken Bajaj-allianz. Both had cashless facility with concorde here and I saved 4K (approx).
I checked when i took, even if the dealer was giving Tata-AIG, i had taken Bajaj-allianz. Both had cashless facility with concorde here and I saved 4K (approx).
Thread Starter
#21
Where?? It does have with concorde, bangalore.
cashless mainly depends on the delaer contacts, but all major dealers will have this link with all major insurance company.
cashless mainly depends on the delaer contacts, but all major dealers will have this link with all major insurance company.
Regarding the cost ... one strategy I have that has worked in the past is to get an alternative quote from a new service provider who wants to cut out the current guy ... Then, armed with the new quote, you can always get the old guy to knock something off his price.
That way, I get a good price, and stay with the old guy.
Any other strategy that works?
That way, I get a good price, and stay with the old guy.
Any other strategy that works?
Thread Starter
#24
Good idea.![[thumbsup]](https://www.theautomotiveindia.com/forums/images/smilies/Thumbs%20Up.png "Thumbs Up [thumbsup]")
Aren't all the private companies charging more than the ones under Government .
And cant say when these companies can shut there company without any intimation.
So my policy is to stick on with Government Afflilated Sectors.
-----------Next Post-----------
I wanted to renew my Scorpios insurance for its 1st year. Just checked the ICICI Lombard online, There Quote was much more than National Insurance 8K more than what i paid currently.
And cant say when these companies can shut there company without any intimation.
So my policy is to stick on with Government Afflilated Sectors.
-----------Next Post-----------
I wanted to renew my Scorpios insurance for its 1st year. Just checked the ICICI Lombard online, There Quote was much more than National Insurance 8K more than what i paid currently.
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![ilango[speed thirst]](/forums/data/avatars/m/0/80.jpg?1543402189){kind=avatar}
How do they calculate the insurance?
I took a baja allianz one in 08 november , a sum of 10K for 4 year old car then
Next year the quote was 8K there , but the reliance one quoted just 5.5K
The value was same by both the companies.2.20L
I took a baja allianz one in 08 november , a sum of 10K for 4 year old car then
Next year the quote was 8K there , but the reliance one quoted just 5.5K
The value was same by both the companies.2.20L
The difference in these prices , Some provide towing charges, As well as electrical accesories.
But in the 2nd case they might have provided only insurance .
As the year passes on the value of vehicle depreciates, So are the price quotes.
If no claims are made further the insurance amount decreaeses.
These may be the reason for qouting more.
But in the 2nd case they might have provided only insurance .
As the year passes on the value of vehicle depreciates, So are the price quotes.
If no claims are made further the insurance amount decreaeses.
These may be the reason for qouting more.