Great review and test report there ilango. Loved it. But one thing. Do you know how good it is to drive a tourist or commercial vehicle without a Badge in addition to the normal Driving licence? As good as driving without one. You hit someone and he claims for insurance, The whole money comes out of the Registered Owner's pocket.
I mean I see a lot of people make the same mistake and get into deep trouble in my line of work. You feel pity for them and want to help but you just can't. Just two weeks back, a guy, client of mine, lost his home through revenue recovery proceedings.
He had sold his Autorickshaw to a guy with no licence to drive a commercial vehicle(No badge) -On the way home after picking up the auto, the guy who bought the auto hits an old man who jumped in front of him. Not that he was driving rash. But he could not avoid the accident. -Old man goes forward with an insurance claim for Rs 2,00,000. -Insurance company defends themselves saying that the driver of the auto was not in possession of a badge and so its policy violation and hence they are not liable. -The guy who bought the auto does not even appear at court. -He was set ex-partie. -He need not worry except for the fine at the magistrate court amounting to some 2500-3000 rupees, since at the time of the accident the auto was still in my client's name. -My client made an agreement with the new owner after the accident mentioning the incident and setting the liability as the new owner's responsibility, -But that is of no value at the tribunal since my client was the owner at the time of the accident. Tribunal awards an amount of Rs.1,78,000 to the old man which will be paid by the Insurance company with a clause enabling them to recover the amount from the registered owner at the time of the accident. Since my client has no assets other than his house, the insurance company takes over the house through R.R proceedings. -My client had sold off the auto when he was already neck deep in debt and now he's pretty much left with an auto driver's job prospects plus a family of four to feed. He has a slim chance to recover the amount from the guy who he sold the auto to through civil proceedings, But that's another 5-6 or even more years at court and he's pretty much done with courts and procedure.
What I am trying to say is never drive a vehicle for which you have no licence alloted for. We never can be sure what might happen the next moment and no one can predict the magnitude of a mishap.
I hope my post was not disturbing and way OT, But I had to say this since I dont want to see any one here get into trouble. Hope I did not offend you.
I mean I see a lot of people make the same mistake and get into deep trouble in my line of work. You feel pity for them and want to help but you just can't. Just two weeks back, a guy, client of mine, lost his home through revenue recovery proceedings.
He had sold his Autorickshaw to a guy with no licence to drive a commercial vehicle(No badge) -On the way home after picking up the auto, the guy who bought the auto hits an old man who jumped in front of him. Not that he was driving rash. But he could not avoid the accident. -Old man goes forward with an insurance claim for Rs 2,00,000. -Insurance company defends themselves saying that the driver of the auto was not in possession of a badge and so its policy violation and hence they are not liable. -The guy who bought the auto does not even appear at court. -He was set ex-partie. -He need not worry except for the fine at the magistrate court amounting to some 2500-3000 rupees, since at the time of the accident the auto was still in my client's name. -My client made an agreement with the new owner after the accident mentioning the incident and setting the liability as the new owner's responsibility, -But that is of no value at the tribunal since my client was the owner at the time of the accident. Tribunal awards an amount of Rs.1,78,000 to the old man which will be paid by the Insurance company with a clause enabling them to recover the amount from the registered owner at the time of the accident. Since my client has no assets other than his house, the insurance company takes over the house through R.R proceedings. -My client had sold off the auto when he was already neck deep in debt and now he's pretty much left with an auto driver's job prospects plus a family of four to feed. He has a slim chance to recover the amount from the guy who he sold the auto to through civil proceedings, But that's another 5-6 or even more years at court and he's pretty much done with courts and procedure.
What I am trying to say is never drive a vehicle for which you have no licence alloted for. We never can be sure what might happen the next moment and no one can predict the magnitude of a mishap.
I hope my post was not disturbing and way OT, But I had to say this since I dont want to see any one here get into trouble. Hope I did not offend you.