Accident Report
It was a regular drive to home from work, with stop and go traffic at the usual pain points en route. A careless tourist bus driver to rear ended my car at one such stops. Thankfully I wasn't too close to the Amaze ahead of me which saved him as well.
The metal piece of bus tore into my tailgate and one of the extra light scratched bumper's paint and dented the black plastic below that. His extra light glass broke on impact.
Had to claim insurance for tailgate and bumper replacement, costing a whopping 27K (bumped up rates for insurance). Future Generali had cashless option with my ASC so the entire claims process was smooth enough and paint job was not bad at all. Adding to this, I got a loaner car for a few days while body work was going on.
Invoice: Total out of pocket was Rs 2600 including 1000 deductible, 250 salvages, 550 water wash, 450 AC cleaning, 70 wiper fluid. This also bumped up my insurance premium by 1.5+K which was a good 35% NCB.
If you haven't noticed by now, my ASC added a couple of bogus entries including Rs 450 from for AC cleaning which is in no way related to the accident. What's worst? They didn't even bother to clean the AC for the bogus billing entry (no stinky smell from vents) which had upset me very much. Also I noticed that the tailgate's edges weren't painted properly and also the inner side (between the walls) of tailgate looked different from other Tiago's. In the picture below, bottom left is my car where the metal piece is not in line with the oval glue like thing vs correct alignment in my buddy's Tiago (also checked another car at ASC). There are 3 such plates inside the tailgate, all three of them align with the glue like thingy:
Paint issues around corners and edges:
I raised all these concerns and dissatisfaction to service GM and got the AC cleaned and paint touched up for missed spots. They didn't have a proper answer to the metal piece misalignment so it's either a change in new part or is a refurbished one from their scrapyard. This proof was sufficient for me to not take this issue further, I am ok as long as it's not the same old tailgate, repaired and billed as new.
On the day of pickup, noticed they had broken the airflow direction knob of center vents and got it fixed right there. And just today I found out corner vent knobs also broken. I have no mood to take this further, will get them replaced later, probably at another ASC in town (or even an FNG).
If these weren't enough, I also had a puncture in rear right tire caused by a bad screw. Thankfully it was repaired by a mobile puncture repair person even without removing it. He also had to work hard to expand the hole in order to push the repair strip inside and commended the hardness of rubber. This also explains why Yoko Earth 1 isn't comfy to drive around.