Its not whether the cops get you or not. I'll let you know what happened to a client of mine. This guy had a Kinetic Honda. He had a son who was 16 and in school. He allowed his kid to take the scooter for short spins,like to buy milk and other groceries. One day the kid takes his dad's scooter early in the morning and goes to buy milk. On approaching a junction.(Its a sub urban area and not with lot of traffic and cops are virtually non-existent in the vicinity. Now there comes a guy jogging and he was about to cross to the other side,the kid brakes,the guy stops and he suddenly takes a step back seeing the scooter suddenly. The kid knocks the guy down,he falls down head hitting on the asphalt a little hard. The injured jogger is taken to the hospital,he dies on the following day succumbing to his injuries. Now about the kid's father,he was a small time farmer with around one and a half acres of land. The jogger turns out to be a senior doctor. The doctor's family file a claims case. The insurance company states that there is a violation of their policy conditions as the scooter was being rode by an under age person and that the owner,the kid's dad knowingly allowed his son to ride his scooter. So the court gave a verdict ordering the owner of the scooter to pay 18,25,000 in compensation to the deceased's family. This guy went on appeal to the high court. The high court also upheld the ruling of the lower court. So what this guy does? He sells a major portion of his property to pay off the compensation.
Bottom line is dont ever ride a vehicle if you are without a licence. I too had driven vehicles when I was a kid,but nowadays traffic has increased much more and the probability of accidents are huge. So please wait from riding until you get a licence or ride on private grounds or roads if you are that keen as 350Z has said.