It is not at all correct to compare Ritz with Polo may be !!, but still Since while buying Ritz, I was also looking to own a VW beauty, but if I start comparing, then
On road price of POLO according to you is 6.53 and Ritz was 5.77L, we just leave the features and safety aspects here. I agree that Polo comes with loaded features and good safety aspects, but what to do, I am a typical Indian budget buyer.
Now comes to the 3 year AMC for which you have already paid some amount in that 6.53 on road price and + 2 year warranty you need to pay something to that so all together it is 5 years under warranty but you need to pay for consumables and service cost !! If I am right, so my Ritz within 1-1/2 years with 15000km the money spent is Rs.5000/- approx. and for next 3.5 years too it will be like this only and I do not see any major break down of parts within this 5 years.
So this is how it goes about Ritz without single niggle so far and peace of mind. Also I should say here with best of the FE in city 18+ with AC and 22+ on highway with lot of leg room and head room and importantly 1 cylinder more on engine and very less noise compared to Polo
Again I am saying it is not fair to compare Polo with Ritz, but what to do unfortunately I am a typical Indian budged buyer who is very cautious and afford to miss FUN !!